Home>Payments

Manage Bill Pay payment limits

Who is this article for?
  • Sellers and team members with the Manage subscriptions to Square services and Add-ons permission that want to manage Square Bill Pay payment limits. Set permissions in Square Dashboard.
  • Square Checking account holders.
  • About Bill Pay payment limits 

    Your Square account falls into either tier one or tier two limits for Pill Pay. Payment limits depend on your account security settings and Square payment history.

    Before you begin 

    • To unlock higher tier 2 limits for your account, you must set up two-step verification. This is important for account security and to protect you against account takeovers or other fraudulent activity.

    • Once you enable two-step verification for your account, Square will determine your Bill Pay tier based on your payment transaction history. Sellers that are relatively new to Square or have infrequent transactions will typically start in tier 1 with lower limits. Once a seller meets the transaction activity thresholds, they will be upgraded to tier 2. 

    • Square will regularly review your transaction history to determine your Bill Pay tier.

    Review tier 1 limits 

    • Daily payment amount limit: $5,000

    • Daily number of bills limit: 50

    • Monthly (calendar month) card payment amount limit: Cumulative payment amount limit of $75,000 for debit or credit card payments.

    Review tier 2 limits 

    • Daily payment amount limit: $50,000

    • Daily number of bills limit: 50

    • Monthly (calendar month) card payment amount limit: Cumulative payment amount limit of $75,000 for debit or credit card payments.

    Related articles